Technical Guide Β· Civil

Floodplain Analysis: Stage 1 & Stage 2

Is your site near a river or creek? Our two-stage floodplain analysis β€” a Stage 1 screening review, then Stage 2 detailed modelling β€” establishes where you can build and to what elevation.

The basics

What floodplain analysis answers

If your property is near a watercourse, a conservation authority regulates what you can build and where. Floodplain analysis establishes whether the site is within the regulatory floodplain, where the flood limit falls, and β€” if development is possible β€” the elevation you must build and floodproof to.

We approach floodplain analysis in two stages so that the level of technical effort is matched to the site constraints and approval requirements: a Stage 1 screening review first, then Stage 2 detailed modelling if the site warrants it.

  • Regulatory flood limit
    Where the floodplain line falls on your site.
  • Regulatory flood elevation
    The design flood level used to establish floodproofing requirements, typically together with applicable freeboard.
  • Cut & fill balance
    Maintaining flood storage and demonstrating that proposed grading does not adversely affect flood conveyance or off-site flood risk.
  • Who reviews it
    The conservation authority (O. Reg. 41/24) and municipality.
Two stages

Stage 1 vs. Stage 2

 Stage 1 β€” Screening reviewFeasibilityStage 2 β€” Detailed modellingDesign & approval
What it isA desktop review against the conservation authority's existing floodplain mapping and regulated-area limitsSite-specific hydrologic and hydraulic modelling of the watercourse
MethodReview CA regulatory mapping, regulated limits, and known constraints; confirm whether the site is in or near the floodplainA detailed topographic survey of the study area tied to the floodplain survey benchmark, then hydrology (e.g. Visual OTTHYMO, PCSWMM, or HEC-HMS) to derive flows and hydraulics (e.g. HEC-RAS 1D/2D, or Mike+) to compute water levels
OutputWhether the site is affected, the constraints, and whether Stage 2 is required; if minimally affected, whether a low-impact cut-and-fill balance is an optionRefined flood lines, the regulatory flood elevation, floodproofing levels, and a feasible cut-and-fill balance
PurposeFeasibility and scopingDetailed design and approval
Five-step floodplain analysis workflow: topographic survey tied to the floodplain benchmark, supported by LiDAR, historical air photos and field reconnaissance; hydrologic modelling in Visual OTTHYMO, PCSWMM or HEC-HMS to derive design flows; hydraulic modelling in HEC-RAS 1D or 2D, or Mike+, to compute water surface elevations; floodplain mapping to place the flood lines on the site plan with a cut and fill balance; and the deliverables β€” floodplain mapping, the regulatory flood elevation, the floodproofing elevation, and the cut and fill assessment.
The Stage 2 chain. Each step feeds the next β€” which is why the survey, tied to the floodplain benchmark, controls everything downstream of it.
The standard

What the "regulatory flood" means

Ontario floodplains are mapped to a regulatory flood β€” generally the greater of the 100-year flood or the applicable Regional Storm. Across most of the Hurricane-Hazel-affected GTA, the Hurricane Hazel storm (about 285 mm of rain over roughly 48 hours) governs and produces a larger floodplain than the 100-year event.

Hazel is not the only one. Ontario also applies the Timmins Storm β€” a shorter, more intense event of roughly 193 mm in about 12 hours β€” which is the governing Regional Storm in other parts of the province, including areas such as Scugog. Which storm applies depends on the watershed, so the first thing to confirm is which standard your conservation authority uses.

Whether new development is possible depends on the authority's one-zone or two-zone policy β€” and, in some designated areas, Special Policy Area rules. Safe access and upstream/downstream spill also have to be considered.

  • Regulatory flood
    Greater of the 100-year or the applicable Regional Storm
  • Hurricane Hazel
    ~285 mm over ~48 hours β€” governs across much of the GTA
  • Timmins Storm
    ~193 mm over ~12 hours β€” governs elsewhere in Ontario (e.g. the Scugog area)
  • One-zone
    Whole floodplain = floodway; development generally not permitted
  • Two-zone
    Floodway + flood fringe, where floodproofed development may be allowed
Cross-section through a floodplain showing the channel, the floodway where flow is deep and fast, the shallower flood fringe on each side, and the regulatory flood level. Under a one-zone policy the whole floodplain is floodway and development is generally not permitted. Under a two-zone policy a floodproofed house may be built on fill in the flood fringe, above the regulatory flood elevation plus freeboard.
One-zone vs. two-zone. The same floodplain, two different answers to β€œcan I build here?” β€” which is why the authority's policy matters as much as the modelling.
When you need it

Typical triggers

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Building near a watercourse

Any development on a property in or adjacent to a regulated floodplain or watercourse.

How we help →

How we help

We confirm the regulatory flood elevation and floodplain limit, then advise whether your building sits safely above it — and design low-impact fill where area needs to be recovered.

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Conservation-authority permit

A permit under O. Reg. 41/24, which typically requires the flood limit and elevation to be confirmed.

How we help →

How we help

We deliver the floodplain analysis the authority requires — Stage 1 screening or Stage 2 HEC-RAS modelling — and carry it through their review.

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Planning approvals

Subdivision, site plan, or severance where floodplain limits affect developable area.

How we help →

How we help

We map the flood hazard against your lots and blocks so you know the true developable area early, with the modelling planning staff need to approve it.

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Common questions

Quick answers

What's the difference between Stage 1 and Stage 2 floodplain analysis?

Stage 1 is a desktop screening review against the conservation authority's existing floodplain mapping to see whether your site is affected and what the constraints are. Stage 2 is detailed hydrologic and hydraulic modelling that refines the flood lines and elevations for design and approval.

What flood does the floodplain map represent in the GTA?

The regulatory flood β€” generally the greater of the 100-year flood or the applicable Regional Storm. In most of the Toronto region the Hurricane Hazel storm (about 285 mm of rain over roughly 48 hours) governs. Elsewhere in Ontario the Timmins Storm (roughly 193 mm in about 12 hours) is the governing Regional Storm β€” the Scugog area, for example. The applicable standard varies by watershed, so confirm with the conservation authority.

Can I build in the floodplain?

It depends on the authority's policy. Under a one-zone approach the entire floodplain is treated as floodway and new development is generally not permitted. Under a two-zone approach, development in the flood fringe may be allowed if it is floodproofed to the regulatory flood elevation.

What models are used?

Hydrologic models such as Visual OTTHYMO, PCSWMM, or HEC-HMS generate the design flows, and a hydraulic model such as HEC-RAS (1D or 2D) or Mike+ computes the water surface elevations and flood limits.

Does King EPCM do floodplain analysis?

Yes β€” Stage 1 screening reviews and Stage 2 detailed hydrologic/hydraulic modelling, floodproofing, and cut-and-fill balance, for conservation-authority and municipal approvals across the GTA and Ontario.

General educational information only β€” not engineering advice for a specific property, and no substitute for the current regulations or the requirements of the conservation authority or approval body having jurisdiction. Standards, allowances, and criteria vary by watershed and authority; confirm for your site with a qualified professional.

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Related guides & resources

Site near a river, creek, or floodplain?

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